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As Featured on Forbes.com

The Importance Of Data Access For Fintech

Over the past few years, consumers have gained more control than ever over their financial lives. This is largely thanks to the emergence of a technology ecosystem focused on improving financial services. For example, people today are better equipped to invest with fair fees using Betterment, prepare for retirements with innovations like Guideline, settle debts with friends with Venmo, set savings goals -- and actually meet them -- with Digit and Qapital, and get fair loans with LendUp. These applications represent just a handful of the applications that have emerged in the last few years to help better people's financial lives (note: These companies use my firm's API solutions).

 

As Featured on Technologyreview.com

A Secure Model of IoT with Blockchain

The Internet of Things is a fast-growing, increasingly complex network of connected devices. This excerpt from an Open Mind article touches on blockchain as a way of securing this new ecosystem.

 

As Featured on Forbes.com

On The Ethical Use Of Data Vs. The Internet Of Things

The number of “things” in the Internet of Things is expanding at an astronomical rate. In 2016, 5.5 million new things become connected every day, such as a smart mattress that helps optimize your sleep, but could also alert customers of potential partner infidelity.

As consumers rapidly adopt these connected devices that add value and convenience to their lives, they are creating, passively, lots of data. This data serves quite a few purposes — anything from delivering on the advertised benefits of the device to fueling the economy, powering further innovation and delivering societal benefits. This is called the data value exchange. As our societies leap into digital life and the Internet of Things, enabling the benefits while preventing the harms is central to getting the data value exchange right.

As Featured on CBRonline.com

Smart devices are simple when it comes to cybersecurity

The Mirai strain of malware has focused a lot of attention on the Internet of Things, after a Mirai-infected botnet of IoT devices was used to cripple large parts of the Internet on Oct 21st. Huge numbers of simple Internet-connected devices (cameras, home routers, baby monitors, etc) were used to flood the infrastructure of a service provider called Dyn, causing collateral damage to a wide array of other dependent websites.

 

As Featured on TechRepublic.com

How Allstate boosted developer productivity by 350% with the cloud

With Uber upending the transportation industry, Airbnb shaking up hospitality, and a host of financial services companies like Monzo aiming to unseat the incumbents, it can be a scary time to be a legacy company, whatever your current market position. Billions of dollars are flowing into startups, most of them hoping to destroy the old guard across a variety of industries.

If you're Allstate, the insurance giant founded in 1931 with over $35 billion in revenue and an impressive spot (#81) on the Fortune 500 list, you fight back with today's dominant currency: Developers. Unfortunately, it's not enough to just intone "software is eating the world" or "developers are the new kingmakers" and hope for the best. As Allstate has shown, embracing developers means giving them the tools to succeed, starting with a winning cloud environment.

 

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