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How intelligent apps are shaping the future of finance

The world of finance is changing. Consumers are becoming more demanding for ease of engagement, while financial institutions are under pressure to transform services using advanced technology. With a host of start-ups threatening the major players through innovative approaches to the market, it’s becoming an increasingly complex landscape to navigate. The one clear theme underpinning these shifts is applications. The financial sector is set to be transformed by the evolution of apps, whether adapting working methods to achieve greater efficiency or by consumers looking to better understand and manage their finances.


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Internet Of Things Depends On Businesses Working Together

This week, the newly created White House American Technology Council convened a series of policy discussions on the emerging Internet of Things (IoT), something I have discussed here in the past. The news is a welcome and timely development, given the breakneck speed at which IoT technologies are progressing – from driverless cars, to remote surgeries, to 21st Century Smart Cities. In the not-so-distant future, the IoT could be integrated into essentially every aspect of consumers’ daily lives.


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The Millennial dilemma: Career growth and credit unions

Let’s talk about turnover. One of the most expensive events for a company is the loss of a key employee. High-performing, well-trained employees help an organization function at optimal levels. Losing employees can cost in time, resources, culture, and institutional knowledge. However, turnover is inevitable and becomes even more so as new and younger generations enter the workforce. The career advice given to Millennials is often that it is a disadvantage to stay in one company too long – their skills will become stagnant. Millennials have a concern that future employers will see them as unambitious or not well developed if they stay at an employer more than two or three years. It is logical advice – many industries are rapid to change to keep up with regulation and technology. Switching companies can provide an opportunity to learn new skills and advance personal knowledge. What is missing from this advice is the fact that deep expertise can also come with staying in one place. To really understand an industry, a person needs to stay long enough to see the range of consequences of company decisions.


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1.5M customers of Verizon anti-hacker unit hacked

SAN FRANCISCO - Records for more than 1.5 million customers of the computer security wing of Verizon, Verizon Enterprise Solutions, appeared for sale earlier this week.


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The Part Of Fraud That’s On The Decline

Catching fraudsters isn’t as easy as just checking the IP address of an order anymore. Today’s fraudsters are smart, well-funded and coordinated, much more so than the merchants they attack. Fraud isn’t perpetrated by a random assortment of individuals; it’s organized crime. It’s “fraud as a Service.” It’s a business. On the darknet, criminals can rent botnets and even get help from friendly customer service types to use them.



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